Habitat for Humanity offers home repair assistance

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Habitat for Humanity Atlantic County is looking for county residents who need cleanups, tear-outs or critical home repairs as a result of Hurricane Sandy.

Atlantic County residents can apply for help or loans at application fairs 10 a.m.-4 p.m. Saturday, Feb. 16 and Friday, Feb. 22 at Trinity United Methodist Church, 7117 Ventnor Ave., Ventnor.

Examples of critical home repair include removal of water-damaged carpet, drywall, insulation or furniture, rebuilding walls, floors and cabinets or restoring HVAC, electrical or plumbing systems.

To qualify for a loan, homeowners must have sustained damage to their only residence and meet certain income requirements (for example, about $15,500 to $41,500 annually for a family of three). Applicants must have registered their claim with the Federal Emergency Management Agency, submitted claims to homeowners or flood insurance, have the ability to repay a Habitat loan and the ability to complete 10 percent of the project’s estimated repairs in volunteer hours.

To apply, bring copies of the last income tax return, three current and consecutive pay stubs for all working adults, proof of additional sources of income, FEMA application, insurance claims, property title, tax receipts, mortgage and a New Jersey driver’s license.

For information see www.achabitat.org.

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