Medicare open enrollment through Dec. 7

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Expanded Medicare benefits under the federal health care law (the Affordable Care Act, which is commonly referred to as Obamacare) continue to be available –including certain free preventive benefits, cancer screenings and an annual wellness visit.

The open enrollment period continues until Dec. 7.

“Medicare is stronger than ever with more benefits, better choices, and lower costs to beneficiaries,” reads a statement from the U.S. Department of Health and Human Services, though the county health department. “Whether you choose Original Medicare or a Medicare Advantage plan - take advantage of Open Enrollment to review cost, coverage, or both for next year (2013).”

Changes include:

  • • More Benefits: Certain preventive benefits – including cancer screenings – are available with no cost to patients when furnished by qualified and participating health professionals. The annual wellness visit allows people to sit down and discuss with their doctor their health care needs and the best ways to stay healthy, according to the statement from Health and Human Services.
  • • Better Choices: Medicare will notify beneficiaries about plan performance and use its online Plan Finder to encourage enrollment in quality plans.
  • • Lower Costs: Average premiums for 2013 for prescription drug coverage and Medicare health plans will remain stable. People who are in the “doughnut hole” in Medicare’s prescription drug benefit will enjoy 52.5 percent discounts on covered brand name drugs and see increased savings on generic drugs.
  • “Your health needs change from year to year. And, your health plan may change the benefits and costs each year too. That's why it’s important to evaluate your Medicare choices regularly,” reads the statement released this week. “Open Enrollment is the one time of year when all people with Medicare can see what new benefits Medicare has to offer and make changes to their coverage.”
  • It’s worth it to take the time to review and compare, but you don’t have to do it alone. Medicare is available to help.
  • • See www.medicare.gov/find-a-plan to compare your current coverage with all of the options that are available in your area, and enroll in a new plan if you decide to make a change.
  • • Call 1-800-MEDICARE (1-800-633-4227) 24-hours a day, seven days a week to find out more about your coverage options. TTY users should call 1-877-486-2048.
  • • Review the Medicare & You 2013 handbook. It is mailed to people with Medicare in September.
  • • If you have limited income and resources, you may be able to get extra help paying your prescription drug coverage costs. For more information, see www.socialsecurity.gov/i1020 or call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778.
  • • Get one-on-one help from your State Health Insurance Assistance Program (SHIP).

Call your local SHIP counselor for assistance in making health and prescription insurance choices. Counseling is free of charge. No appointment is necessary on Mondays, Wednesdays and Fridays. Call to schedule Tuesday or Thursday appointments with one of our counselors at 886-8138 at the Department of Aging and Disability Services.


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