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August 27, 2008


Flood insurance can be a hedge against disaster

The National Flood Insurance Program is one of the few sources of insurance for flood-prone communities and millions of American homes and businesses.
Reasons to buy flood insurance:
1. Flood insurance compensates for all covered flood-related losses to a home or business after the deductible is met.
2. NFIP flood insurance is backed by the federal government, even if the president does not declare a federal disaster.
3. Claimants become eligible for additional benefits to elevate, strengthen or move their building.
4. Renters can purchase flood insurance contents coverage for their personal belongings or business inventory.
5. Basement coverage includes cleanup expense and items such as furnaces, water heaters and utility connections.
6. Partial payment can be requested immediately after a flood, which can help claimants recover faster.
7. Buying flood insurance can help provide financial security in the event of a flood.
There is a 30-day waiting period before flood insurance becomes effective. To contact a flood insurance agent serving your area go to www.floodsmart.gov.


atlantic storm namesNames for Atlantic Storm
Names are recycled every six years. The names of influential hurricanes are retired:

Agnes - 1972
Alicia - 1983
Allen - 1980
Allison - 2001
Andrew - 1992
Anita - 1977
Audrey - 1957
Betsy - 1965
Beulah - 1967
Bob - 1991
Camille - 1969
Carla - 1961
Carmen - 1974
Carol - 1954
Celia - 1970
Cesar - 1996
Charley - 2004
 
Cleo - 1964
Connie - 1955
David - 1979
Dennis - 2005
Diana - 1990
Diane - 1955
Donna - 1960
Dora - 1964
Edna - 1968
Elena - 1985
Eloise - 1975
Fabian - 2003
Fifi - 1974
Flora - 1963
Floyd - 1999
Fran - 1996
Frances - 2004
Frederic - 1979
Georges - 1998
Gilbert - 1988
Gloria - 1985
Hattie - 1961
Hazel - 1954
Hilda - 1964
Hortense - 1996
Hugo - 1989
Inez - 1966
Ione - 1955
Iris - 2001
Isabel - 2003
Isidore - 2002
Ivan - 2004
Janet - 1955
Jeanne - 2004
Joan - 1988
Juan - 2003
Katrina - 2005
Keith - 2000
Klaus - 1990
Lenny - 1999
Lili - 2002
Luis - 1995
Marilyn - 1995
Michelle - 2001
Mitch - 1998
Opal - 1995
Rita - 2005
Roxanne - 1995
Stan - 2005
Wilma – 2005

(
Source)

 


Hurricanes can bring inland flooding

brownsville car floodFloods are the number-one most common natural disaster in the United States.
In the past 10 years (1998-2007) the National Flood Insurance Program has paid more than $23.6 billion to flood insurance customers, and 20 to 25 percent of all flood insurance claims are filed in low- to moderate-risk areas.
New Jersey tops the list of states for claims payments in 2007, both in the number of claims (6,969) and the total claims payout, $157,469,721, according to the NFIP official website.

Inland Flooding: Did you know …
Some of the most damaging floods after a hurricane occur hundreds of miles from the coast. Even though the state of Pennsylvania has no ocean coastline, it has repeatedly faced intense rainfall causing dramatic inland flooding during hurricane season. In 2004, hurricane season flood insurance claims for Pennsylvanians were second only to Florida. Residents of that inland state received more than $175 million in total payments.
A tropical storm can produce more rainfall than a Category 5 hurricane. The largest amount of rainfall from hurricanes is usually produced by slow-moving tropical storms that stall over an area. As all hurricanes weaken to tropical storms and move inland, the threat of torrential rains and high winds over large areas intensify the risks of flooding.
Inland flooding can occur almost immediately – and even a small amount of flooding can cause significant risk and damage. As tropical storms move inland, rainfall dumped in short timeframes can result in flash flooding that can last up to a week or more. Just six inches of moving water can sweep a person off his or her feet, and only a few inches of water can cause thousands of dollars of damage to homes and businesses.
Inland flooding preparedness tips:

  • Monitor any tropical storm systems. Make sure you and your family are aware of storm paths and pay attention to any flood-related advisories or warnings for your community.

  • Make sure you have an emergency plan and contact. Plan and practice a flood evacuation route and ask someone out of state to be a "family contact" in case you are separated from loved ones.

  • Get flood insurance. Visit www.FloodSmart.gov or call (800) 427-2419 to learn your risk, prepare for inland flooding, and discover how to purchase a National Flood Insurance Policy. A 30-day wait period means you should act now to protect your property. The toll-free number and website provide resources and information, including tools to find an agent and estimate the cost of insurance premiums.


Electric company offers tips for power outages

The 2008 Atlantic hurricane season officially begins this week, arriving on cue with the formation of the season’s first tropical storm, Arthur.
According to Atlantic City Electric, it is time to prepare for the possibility that destructive tropical weather could hit the region any time between now and Nov. 30. The National Weather Service predicts an active period this year with 12 to 16 named storms – six to nine becoming hurricanes, and two to five major hurricanes of Category 3 or higher.
“Even though the damage created by the storms that hit the U.S. mainland last year was minimal, this year may prove different,” said Hallie M. Reese, vice president of safety and strategic services. “We strongly encourage customers to take steps and prepare for any emergency.”
She said that a few basic steps taken now will pay off when bad weather hits, not only during hurricanes but during severe summer thunderstorms.
Here are a few important steps:
Keep Atlantic City Electric emergency numbers accessible to report outages or downed wires. For outages call (800) 833-7476. To report downed wires call (800) 642-3780.
Make sure Atlantic City Electric has your latest phone number registered in its automated Outage Management System, so it can identify your location and more quickly locate the source of trouble. Customers can update numbers on line at atlanticcityelectric.com or call Customer Care at (800) 642-3780.
Prepare an emergency survival kit with a flashlight, battery-powered radio, fresh batteries, essential medication, nonperishable food and enough fresh water to last several days.
Develop a contingency plan. Decide what to do in the event of a lengthy power outage. Would you stay at home or with family or friends?
Atlantic City Electric employees regularly prepare for the possibility of power outages and frequently participate in emergency drills. The company maintains supplies of essential equipment, such as poles, wires and transformers, and stays in contact with utilities throughout the region to quickly arrange mutual assistance in case of a natural disaster.
Atlantic City Electric has upgraded its website to enable customers to view outage information across the company’s service territory. To see the outage maps or for information on preparing for power outages go to atlanticcityelectric.com and visit the Storm Center. The Weathering the Storm brochure can be downloaded from the site. Customers can also call (800) 642-3780 to request a copy by mail.


Above-normal activity predicted this hurricane season

In the August update to the Atlantic hurricane season outlook, the National Oceanic and Atmospheric Administration Climate Prediction Center has increased the likelihood of an above-normal hurricane season and has raised the total number of named storms and hurricanes that may form. Forecasters attribute this adjustment to atmospheric and oceanic conditions across the Atlantic Basin that favor storm development, combined with the strong early-season activity.
NOAA now projects an 85 percent probability of an above-normal season – up from 65 percent in May. The updated outlook includes a 67 percent chance of 14 to 18 named storms, of which seven to 10 are expected to become hurricanes, including three to six major hurricanes of Category 3 strength or higher on the Saffir-Simpson Scale. These ranges encompass the entire season, which ends Nov. 30, and include the five storms that have formed thus far.
In May, the outlook called for 12 to 16 named storms, including six to nine hurricanes and two to five major hurricanes. An average Atlantic hurricane season has 11 named storms, including six hurricanes and two major hurricanes.
“Leading indicators for an above-normal season during 2008 include the continuing multi-decadal signal – atmospheric and oceanic conditions that have spawned increased hurricane activity since 1995 – and the lingering effects of La Niña,” said Gerry Bell, the NOAA’s lead seasonal hurricane forecaster. “Some of these conditions include reduced wind shear, weaker trade winds, an active West African monsoon system, the winds coming off of Africa, and warmer-than-average water in the Atlantic Ocean.”
Another indicator favoring an above-normal hurricane season is a very active July, the third most active since 1886. Even so, there is still a 10 percent chance of a near-normal season and a 5 percent chance of a below-normal season.
The hurricane outlook is a general guide to the expected level of hurricane activity for the entire season. NOAA does not make seasonal landfall predictions since hurricane landfalls are largely determined by the weather patterns in place as a hurricane approaches.
Of the five named storms that have already formed this season, Tropical Storm Arthur affected the Yucatan Peninsula in late May and early June. Bertha was a major hurricane and the longest-lived July storm (July 3-20) on record. Tropical Storm Cristobal skirted the North Carolina coastline. Dolly made landfall as a Category 2 hurricane at South Padre Island, Texas July 23. And on Aug. 5, Tropical Storm Edouard struck the upper Texas coast.
“It is critical that everyone know the risk for your area, and have a plan to protect yourself, your family and your property, or to evacuate if requested by local emergency managers. Be prepared throughout the remainder of the hurricane season,” Bell said. “Even people who live inland should be prepared for severe weather and flooding from a tropical storm or a hurricane.”
The Atlantic hurricane season includes activity over the Atlantic Ocean, Caribbean Sea and Gulf of Mexico. The peak months of the season are August through October.
NOAA observes and predicts changes in the Earth's environment, from the depths of the ocean to the surface of the sun, and conserves and manages the country’s coastal and marine resources.


A radio in every school

Federal agencies have begun distributing more than 182,000 public alert radios to preschools, Head Start programs, k-12 nonpublic schools and nonpublic school central offices, k-12 school district offices and post-secondary schools.  In two earlier phases, the federal government distributed radios to all 97,000 k-12 public schools across the country, bringing the program to a close this September with a life-saving radio in every school in the nation.
The radios sound an alarm to alert school personnel about hazardous weather and other emergencies, even when other means of communication are disabled.
The radios are distributed by the Department of Commerce National Oceanic and Atmospheric Administration with funding from the Department of Homeland Security and assistance from the Departments of Education and Health and Human Services.
Commonly known as NOAA Weather Radio All Hazards, the radios provide alerts and safety steps on a wide range of emergencies – from an approaching tornado, a telephone outage disrupting 911 emergency services, local roads overrun by flash floods, a derailed train posing a hazardous material threat, or abducted child alerts.
The program encourages school officials, emergency managers, human service providers and Citizen Corps Councils across the country to partner and align their efforts with local emergency plans to build overall community preparedness.  By coordinating with their local emergency managers and Citizen Corps Council, schools also can obtain technical and other assistance to improve their school safety plans and other emergency preparedness efforts.  
For information on the radios for schools program see public-alert-radio.nws.noaa.gov.  The general public can learn about these radios at www.weather.gov/nwr
 


Homeland Security urges emergency preparedness

More than 1,200 national, regional, state and local businesses and organizations have pledged their support and joined the U.S. Department of Homeland Security National Preparedness Month Coalition.
Sponsored by the department’s Security’s Ready Campaign, National Preparedness Month helps raise awareness and promote action by residents, businesses and communities in regard to emergency preparedness.
"As we approach our fifth National Preparedness Month, I want to thank the hundreds of coalition members who are making a difference in their communities by helping raise the basic level of preparedness in our country," said Homeland Security Secretary Michael Chertoff.
"Individual preparedness is the cornerstone of emergency preparedness. Experience shows that if Americans take steps ahead of time, they stand a much better chance of coming through an emergency unharmed and recovering more quickly."
The Ready Campaign and Citizen Corps ( www.citizencorps.gov ) are specifically encouraging individuals across the nation to take important preparedness steps. These steps include: getting an emergency supply kit, making a family emergency plan, being informed about the different emergencies that may affect them, as well as taking the necessary steps to get trained and become engaged in community preparedness and response efforts.
Coalition members have agreed to distribute emergency preparedness information and sponsor activities across the country that will promote emergency preparedness. Membership is open to all public and private sector organizations. Groups and individuals can register to become members by visiting www.ready.gov and clicking on the National Preparedness Month banner.
Senate Homeland Security and Governmental Affairs Committee Chairman Joseph I. Lieberman and ranking member Susan M. Collins, along with House Homeland Security Committee Chairman Bennie G. Thompson and ranking member Peter T. King will lead the effort to increase public awareness about the importance of emergency preparedness on Capitol Hill and throughout the country.
For information visit www.ready.gov or www.listo.gov or call (800) BE-READY or (888) SE-LISTO.
 


Return to an evacuated home with caution

By JACKIE HANUSEY
Staff Writer

When hurricanes or tropical storms approach, depending on the severity, the advice from emergency personnel could be to grab the emergency kit, gather the family together and follow an evacuation route out of the danger zone.
But what happens after the storm subsides and authorities give the all-clear to return home?
Some people could be returning to homes on which the storm has left a mark.
The New Jersey Office of Emergency Management offers some tips on its website about how to be careful amid the chaos that could result in a storm’s aftermath.
Local media will notify residents of recovery status and when it is safe to return home. However, people should stay tuned for any additional announcements even after returning home, the office warns.
Before leaving a temporary safe haven, whether it is a public shelter or the home of a family member or friend, notify someone of your plans.
Let them know where you intend to be going and how you can be reached in case of an emergency.
Be on the lookout for any downed power lines left in the wake of the storm; immediately report any found to the electric company, police or fire department.
Upon returning, keep driving to a minimum to reduce the possibility of encountering any flooded roads. The last thing needed is more damage. Washed-out bridges should be avoided at all costs.
While it is natural to want to locate belongings, mementos or even pets that may have been left behind, be very cautious when entering your home, the office advises.
After a storm a home can be messy, dangerous, or even filled with snakes, insects and other animals using the home for shelter.
Doors and windows should be opened as quickly as possible to allow ventilation and to help dry out the home. But candles and open flames should not be used indoors.
If power is out, use flashlights to inspect for further damage.
Refrigerators and freezers should be checked for spoilage, and any ruined food should be properly disposed of.
Also inspect utilities that could be hazardous and report any problems.
If the smell of gas is detected, or if there is a blowing or hissing noise, open a window and quickly leave the building.
If a gas leak is suspected, turn off the gas at the outside main valve and call the gas company from a neighbor’s home. A professional will be needed to turn it back on at a later time.
Check for electrical system damage and be wary of any sparks or broken wires. If the smell of hot insulation is suspected, turn off the main fuse box or circuit breaker immediately.
Be careful of your surroundings when turning off electricity. If turning off the electricity requires stepping into any water, call and have it done by a professional electrician instead of risking being electrocuted.
Check for sewage and water line damage as well. If any damage is suspected, do not use the toilets in the house and notify a plumber.
If the water pipes are damaged notify the water company and avoid using tap water.
However, water made by melting ice cubes is generally safe.
While it might be painful to see a beloved house in a state of disarray, take pictures when possible. This will help if it is necessary to file an insurance claim.
For more emergency tips, including what to have in an emergency kit and the best ways to evacuate in the case of a storm see www.state.nj.us/njoem.
 


 Residents with special needs urged to sign up for disaster registry

New Jersey state officials say that now is the time to prepare for hurricanes, and they urge people with special needs who live in the state’s most hurricane-prone counties to sign up for New Jersey’s Special Needs Registry for Disasters.
“The time to be ready is now,” said Col. Rick Fuentes, superintendent of the New Jersey State Police and director of the New Jersey Office of Emergency Management.
“It takes three simple steps: Get a kit of emergency supplies – the items that will help you stay self-sufficient for up to three days; make a plan for what you and your family will do during an emergency – including knowing how to evacuate and shelter in place; and stay informed of possible threats. It’s never too early to talk to friends and family members who can help you get to safety when a crisis hits,” Fuentes said.
“We are also urging citizens of Atlantic, Cape May, Cumberland, Monmouth, Ocean and Salem counties who may have difficulty during an evacuation because of physical or other limitations, or lack of transportation, to sign up for New Jersey’s Special Needs Registry for Disasters,” said Richard L. Cañas, New Jersey Office of Homeland Security and Preparedness director. “Signing up with New Jersey's Special Needs Registry for Disasters will help first responders make the best use of limited time and resources by planning to help those with limited options for evacuation during an emergency.”
Fuentes and Cañas reminded members of the public that they can find additional information about how to prepare for a hurricane or other emergency at the New Jersey Office of Emergency Management’s Web site, www.Ready.NJ.gov. There is a “Register Ready” icon on the home page that can be clicked on to sign up for the registry.
In addition, Fuentes and Cañas said that the state has begun an advertising campaign to reinforce the message that citizens with special needs should sign up for the Special Needs Registry for Disasters. The campaign targets the six-county area, using radio, newspapers and outdoor advertising.
In addition to the link on the NJOEM home page, people with special needs or their caregivers who live in the six counties currently eligible for the program are encouraged to register electronically, if possible, at www.registerready.nj.gov or call New Jersey’s toll-free 211 telephone service, which will register people, offer free translation, and provide TTY services for the hearing-impaired.
Paper registration forms are available from the mentioned county offices of emergency management, including the Atlantic County OEM, Anthony Canale Training Center, 5033 English Creek Ave., Egg Harbor Township, NJ 08234. Phone: (609) 407-6742.
 


 Understanding the weather forecast

Part of staying informed about weather conditions is understanding the terms used by meteorologists. Wind is generally the measuring stick for categorizing a tropical storm. Following are the definitions of some common terms:
advisory: hurricane and storm information is disseminated to the public every six hours
special advisory: information is disseminated when there is significant change in storm-related weather conditions
gale warning: sustained winds of 35 to 54 mph and strong wave action are expected
storm warning: sustained winds of 55 to 73 mph are expected
hurricane: is when the winds in a tropical cyclone reach or exceed 74 mph. It is called a hurricane in the Atlantic and eastern and central Pacific Oceans. Hurricanes are designated by categories on the Safir-Simpson scale. Those designated as Category 3, 4 or 5 are considered major hurricanes.
Category 1: winds of 74 to 95 mph and an associated storm surge of 3 to 5 feet
Category 2: winds of 96 to 110 mph and an associated storm surge of 6 to 8 feet
Category 3: winds of 111 to130 mph and an associated storm surge of 9 to12 feet
Category 4: winds of 131 to 155 mph and an associated storm surge of 13 to 18 feet
Category 5: winds of 156 and above and an associated storm surge greater than 19 feet
hurricane watch: there is a threat of hurricane conditions within 24 to 36 hours
hurricane warning: a hurricane is expected to strike within 24 hours or less, with sustained winds of 74 mph or more and dangerously high water
tropical disturbance: a moving area of thunderstorms is in the tropics
tropical depression: a tropical cyclone that maintains a closed circulation and maximum sustained winds of up to 38 mph
tropical storm: a storm characterized by counterclockwise circulation of clouds and sustained wind speed ranges from 39 to73 mph. The convection in tropical storms is usually more concentrated near the center with outer rainfall organizing into distinct bands.

Source: New Jersey Office of Emergency Management


 

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